Insurance for Your Family

Some people still have not been made into one of the insurance needs of life for families. In fact, insurance is very important, both for long-term or short. Insurance also bring benefits when viewed in terms of finance. For example, life insurance.

Life Insurance

Actually life insurance is a savings to maintain the life of our family. This means we save money for the life of our family. Perhaps, if you have not married, it is better if you buy health insurance.

Determining Insurance
If you need life insurance for the some purpose, example to keep the cost of investment for education of children, the calculation amount of the insurance money needed to be easier, at least 6 times to prepare you from your gross income or 10 times net income. This value may be enough for some families but may also be less for some others.

As long as you pay the premium every month, your insurance protection will remain in effect. Meanwhile, if you fail to pay the annual premium, your insurance protection will be exhausted with the time limit (grace period) a very short one-month. This insurance does not have a cash value. This means that if you death in the period specified, then your family will receive insurance money in full.